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幸福家首頁房市新聞 > 房市回溫!五大銀行4月新承作房貸341億元 年增16%

房市回溫!五大銀行4月新承作房貸341億元 年增16%


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發表於 2018-05-25 00:00:00

〔記者盧冠誠/台北報導〕中央銀行今天公布五大銀行4月新承作房貸341億元,受到清明連假、工作天數較少,以及農曆春節過後的遞延效應影響,較3月下滑104億元,但隨著房市穩步回溫,若與去年同期相比,則增加48億元,年增率達16%。

台灣銀行、土地銀行、合作金庫銀行、第一銀行、華南銀行等五大銀行,承作房貸比重約占全體銀行的4成,常被視為房市風向球。

央行官員表示,2016年全國買賣移轉棟數表現較差,2017年因為部分建商讓利並成功帶動買氣,帶動交易量回溫,至於2018年方面,現階段仍以自住客為主,而考量影響房市因素眾多,所以還要持續觀察。

利率部分,五大銀行4月新承作房貸利率1.629%,較3月小增0.001個百分點,變動不大。


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